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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,948 | $159,934+68.8% | $147,005+83.6% | $145,959+84.9% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.5pp |
| Annual return | 14.23% | 98.24%-84.0pp | 418.76%-404.5pp | 561.95%-547.7pp |
| Employer contribution / active EE | $9,826 | $5,287+85.8% | $4,934+99.1% | $4,661+110.8% |
| Participant deferral / active EE | $8,654 | $8,427+2.7% | $8,070+7.2% | $6,689+29.4% |
| Admin fee / account holder | $596 | $15,053-96.0% | $13,006-95.4% | $13,398-95.5% |