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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,231 | $135,956+35.5% | $123,894+48.7% | $273,972-32.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 13.30% | 56.63%-43.3pp | 47.52%-34.2pp | 41.46%-28.2pp |
| Employer contribution / active EE | $8,834 | $5,170+70.9% | $4,617+91.4% | $4,869+81.5% |
| Participant deferral / active EE | $5,082 | $6,343-19.9% | $5,984-15.1% | $5,287-3.9% |
| Admin fee / account holder | $1,659 | $9,817-83.1% | $8,357-80.1% | $10,133-83.6% |