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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,410 | $48,314-53.6% | $67,561-66.8% | $80,925-72.3% |
| Participation rate | 83.3% | 66.4%+16.9pp | 72.9%+10.4pp | 67.7%+15.7pp |
| Annual return | 11.57% | 18.28%-6.7pp | 3525.44%-3513.9pp | 35.65%-24.1pp |
| Employer contribution / active EE | $700 | $2,022-65.4% | $2,735-74.4% | $2,756-74.6% |
| Participant deferral / active EE | $350 | $2,927-88.0% | $4,003-91.2% | $4,299-91.9% |
| Admin fee / account holder | $1,318 | $3,690-64.3% | $4,006-67.1% | $6,940-81.0% |