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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,898 | $45,082-64.7% | $69,464-77.1% | $72,975-78.2% |
| Participation rate | 83.9% | 68.5%+15.4pp | 74.6%+9.3pp | 69.5%+14.4pp |
| Annual return | 4.85% | 22.66%-17.8pp | 28.98%-24.1pp | 81.01%-76.2pp |
| Employer contribution / active EE | $616 | $2,055-70.0% | $2,779-77.8% | $2,440-74.8% |
| Participant deferral / active EE | $117 | $2,604-95.5% | $3,536-96.7% | $3,608-96.8% |
| Admin fee / account holder | $1,145 | $3,057-62.5% | $3,840-70.2% | $5,124-77.6% |