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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,095 | $49,255-67.3% | $70,494-77.2% | $79,856-79.8% |
| Participation rate | 88.9% | 69.2%+19.7pp | 75.1%+13.8pp | 69.6%+19.2pp |
| Annual return | 4.33% | 30.10%-25.8pp | 109.16%-104.8pp | 31.71%-27.4pp |
| Employer contribution / active EE | $653 | $2,100-68.9% | $2,738-76.2% | $2,471-73.6% |
| Participant deferral / active EE | $326 | $2,768-88.2% | $3,711-91.2% | $3,741-91.3% |
| Admin fee / account holder | $387 | $2,879-86.6% | $3,848-89.9% | $5,306-92.7% |