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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,431 | $42,909-54.7% | $60,906-68.1% | $68,486-71.6% |
| Participation rate | 82.7% | 66.8%+15.9pp | 73.1%+9.6pp | 67.9%+14.8pp |
| Annual return | -14.03% | -13.99%0pp | 16.94%-31.0pp | -7.85%-6.2pp |
| Employer contribution / active EE | $678 | $1,979-65.7% | $2,703-74.9% | $2,597-73.9% |
| Participant deferral / active EE | $419 | $2,866-85.4% | $3,814-89.0% | $4,028-89.6% |
| Admin fee / account holder | $496 | $3,104-84.0% | $3,227-84.6% | $5,404-90.8% |