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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,620 | $55,457-53.8% | $77,361-66.9% | $94,015-72.7% |
| Participation rate | 73.7% | 69.8%+3.9pp | 75.0%-1.3pp | 70.8%+2.9pp |
| Annual return | 11.21% | 15.57%-4.4pp | 1011.54%-1000.3pp | 17.84%-6.6pp |
| Employer contribution / active EE | $698 | $2,255-69.0% | $2,990-76.6% | $2,790-75.0% |
| Participant deferral / active EE | $470 | $3,069-84.7% | $3,911-88.0% | $4,249-88.9% |
| Admin fee / account holder | $1,290 | $4,334-70.2% | $5,894-78.1% | $8,951-85.6% |