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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,620 | $47,479-46.0% | $62,929-59.3% | $82,448-68.9% |
| Participation rate | 73.7% | 66.9%+6.8pp | 73.1%+0.6pp | 68.1%+5.6pp |
| Annual return | 11.21% | 20.34%-9.1pp | 1063.93%-1052.7pp | 41.64%-30.4pp |
| Employer contribution / active EE | $698 | $1,885-63.0% | $2,505-72.1% | $2,551-72.6% |
| Participant deferral / active EE | $470 | $2,870-83.6% | $3,888-87.9% | $4,139-88.6% |
| Admin fee / account holder | $1,290 | $3,804-66.1% | $5,065-74.5% | $7,234-82.2% |