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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,917 | $84,236+89.8% | $170,435-6.2% | $70,126+128.0% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 14.72% | 23.06%-8.3pp | 205.94%-191.2pp | 73.15%-58.4pp |
| Employer contribution / active EE | $6,892 | $3,387+103.5% | $5,432+26.9% | $2,343+194.2% |
| Participant deferral / active EE | $7,350 | $3,086+138.2% | $4,939+48.8% | $3,332+120.6% |
| Admin fee / account holder | $2,262 | $5,698-60.3% | $13,881-83.7% | $4,645-51.3% |