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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,531 | $81,331+217.9% | $155,534+66.2% | $80,935+219.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.32% | 33.37%-22.0pp | 64.92%-53.6pp | 35.66%-24.3pp |
| Employer contribution / active EE | $9,712 | $3,105+212.8% | $4,675+107.8% | $2,757+252.3% |
| Participant deferral / active EE | $9,666 | $3,454+179.8% | $5,630+71.7% | $4,299+124.8% |
| Admin fee / account holder | $14,649 | $7,999+83.1% | $15,900-7.9% | $6,924+111.6% |