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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,109 | $217,432-2.0% | $185,849+14.7% | $167,536+27.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.23% | 148.42%-136.2pp | 122.10%-109.9pp | 478.82%-466.6pp |
| Employer contribution / active EE | $11,943 | $5,875+103.3% | $5,169+131.1% | $4,839+146.8% |
| Participant deferral / active EE | $10,920 | $6,357+71.8% | $5,569+96.1% | $6,342+72.2% |
| Admin fee / account holder | $9,409 | $19,818-52.5% | $16,244-42.1% | $12,315-23.6% |