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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,782 | $131,835-24.3% | $108,582-8.1% | $273,972-63.6% |
| Participation rate | 68.2% | 83.5%-15.3pp | 79.6%-11.4pp | 83.0%-14.8pp |
| Annual return | 4.31% | -91.57%+95.9pp | -51.70%+56.0pp | 41.46%-37.1pp |
| Employer contribution / active EE | $1,769 | $4,913-64.0% | $3,758-52.9% | $4,869-63.7% |
| Participant deferral / active EE | $5,940 | $5,127+15.8% | $4,311+37.8% | $5,287+12.3% |
| Admin fee / account holder | $132 | $10,253-98.7% | $7,645-98.3% | $10,133-98.7% |