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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,663 | $81,870+24.2% | $119,634-15.0% | $68,490+48.4% |
| Participation rate | 94.4% | 71.9%+22.6pp | 79.3%+15.2pp | 67.9%+26.5pp |
| Annual return | -5.86% | -23.82%+18.0pp | -14.98%+9.1pp | -7.85%+2.0pp |
| Employer contribution / active EE | $2,474 | $2,692-8.1% | $4,232-41.5% | $2,597-4.7% |
| Participant deferral / active EE | $5,828 | $4,148+40.5% | $5,601+4.1% | $4,028+44.7% |
| Admin fee / account holder | $1,077 | $6,583-83.6% | $10,329-89.6% | $5,403-80.1% |