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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,762 | $101,778+4.9% | $164,975-35.3% | $80,925+31.9% |
| Participation rate | 88.6% | 71.8%+16.8pp | 78.6%+10.0pp | 67.7%+21.0pp |
| Annual return | 7.90% | 16.73%-8.8pp | 70.12%-62.2pp | 35.65%-27.7pp |
| Employer contribution / active EE | $2,678 | $2,954-9.3% | $4,343-38.3% | $2,756-2.8% |
| Participant deferral / active EE | $5,664 | $4,477+26.5% | $6,033-6.1% | $4,299+31.8% |
| Admin fee / account holder | $1,847 | $8,221-77.5% | $12,688-85.4% | $6,940-73.4% |