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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,657 | $106,001+175.1% | $92,235+216.2% | $147,585+97.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 16.18% | 50.05%-33.9pp | 176.28%-160.1pp | 578.56%-562.4pp |
| Employer contribution / active EE | $8,318 | $4,333+92.0% | $3,679+126.1% | $4,876+70.6% |
| Participant deferral / active EE | $9,451 | $4,478+111.0% | $3,897+142.5% | $5,439+73.8% |
| Admin fee / account holder | $2,486 | $6,332-60.7% | $5,194-52.1% | $10,885-77.2% |