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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,546 | $64,729+402.9% | $112,263+190.0% | $68,490+375.3% |
| Participation rate | 87.1% | 67.2%+19.9pp | 75.1%+12.0pp | 67.9%+19.2pp |
| Annual return | -17.89% | -11.40%-6.5pp | 27.49%-45.4pp | -7.85%-10.0pp |
| Employer contribution / active EE | $7,409 | $2,746+169.8% | $3,636+103.7% | $2,597+185.3% |
| Participant deferral / active EE | $9,605 | $3,566+169.4% | $4,729+103.1% | $4,028+138.5% |
| Admin fee / account holder | $3,400 | $5,222-34.9% | $6,410-47.0% | $5,403-37.1% |