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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,237 | $78,682+415.0% | $109,188+271.1% | $85,851+372.0% |
| Participation rate | 88.6% | 68.3%+20.3pp | 75.9%+12.7pp | 69.3%+19.3pp |
| Annual return | 15.61% | 25.09%-9.5pp | 25.76%-10.1pp | 318.63%-303.0pp |
| Employer contribution / active EE | $6,374 | $2,734+133.1% | $3,723+71.2% | $2,565+148.4% |
| Participant deferral / active EE | $8,296 | $3,468+139.3% | $4,654+78.3% | $3,952+109.9% |
| Admin fee / account holder | $8,240 | $5,470+50.7% | $6,755+22.0% | $6,261+31.6% |