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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,074 | $88,754+240.3% | $81,820+269.2% | $145,877+107.1% |
| Participation rate | 8.3% | 75.1%-66.7pp | 72.4%-64.1pp | 80.3%-72.0pp |
| Annual return | 11.70% | 1031.77%-1020.1pp | 777.93%-766.2pp | 551.28%-539.6pp |
| Employer contribution / active EE | $403 | $3,085-86.9% | $2,915-86.2% | $4,663-91.4% |
| Participant deferral / active EE | $1,733 | $4,648-62.7% | $4,323-59.9% | $6,691-74.1% |
| Admin fee / account holder | $0 | $8,424-100.0% | $7,391-100.0% | $13,402-100.0% |