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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,338 | $103,000-2.6% | $90,300+11.1% | $152,885-34.4% |
| Participation rate | 9.1% | 75.9%-66.8pp | 73.3%-64.2pp | 82.5%-73.4pp |
| Annual return | 26.92% | 95.19%-68.3pp | 78.11%-51.2pp | 345.39%-318.5pp |
| Employer contribution / active EE | $528 | $3,138-83.2% | $2,854-81.5% | $4,763-88.9% |
| Participant deferral / active EE | $1,845 | $4,281-56.9% | $3,884-52.5% | $5,851-68.5% |
| Admin fee / account holder | $0 | $6,173-100.0% | $5,353-100.0% | $11,598-100.0% |