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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV INS OPE COM LLC Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
SECURITIES AMERICA INC3 years Filed as: SECURITIES AMERICA ADVISORS INC Service code 27 · EIN 47-0648506 | Advisory (Plan) | $0 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,180 | $91,424+53.3% | $135,942+3.1% | $71,495+96.1% |
| Participation rate | 74.5% | 75.7%-1.1pp | 81.9%-7.4pp | 67.9%+6.6pp |
| Annual return | 18.10% | 29.90%-11.8pp | 68.28%-50.2pp | 28.85%-10.8pp |
| Employer contribution / active EE | $2,515 | $3,704-32.1% | $4,858-48.2% | $2,589-2.9% |
| Participant deferral / active EE | $11,035 | $7,092+55.6% | $7,759+42.2% | $4,291+157.2% |
| Admin fee / account holder | $301 | $1,266-76.3% | $10,764-97.2% | $1,588-81.1% |