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| Provider | Service type | Compensation |
|---|---|---|
SECURITIES AMERICA INC2 years Filed as: SECURITIES AMERICA ADVISORS INC Service code 27 · EIN 47-0648506 | Advisory (Plan) | $88,974 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $1,982 |
Filed as: FIDELITY INV INS OPE COM LLC Service code 37 · EIN 04-2647786 | Loan Processing | -$6,050 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,754 | $84,493+44.1% | $125,381-2.9% | $66,938+81.9% |
| Participation rate | 75.2% | 76.4%-1.2pp | 82.4%-7.2pp | 69.8%+5.4pp |
| Annual return | -17.01% | -8.49%-8.5pp | 572.31%-589.3pp | 1.58%-18.6pp |
| Employer contribution / active EE | $1,840 | $3,554-48.2% | $4,815-61.8% | $2,545-27.7% |
| Participant deferral / active EE | $9,493 | $6,783+39.9% | $7,448+27.5% | $4,238+124.0% |
| Admin fee / account holder | $365 | $685-46.7% | $10,007-96.3% | $594-38.4% |