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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,440 | $169,237-69.6% | $129,339-60.2% | $145,978-64.8% |
| Participation rate | 57.1% | 76.5%-19.3pp | 69.6%-12.5pp | 80.3%-23.1pp |
| Annual return | 16.48% | 14364.43%-14348.0pp | 9437.05%-9420.6pp | 550.52%-534.0pp |
| Employer contribution / active EE | $3,898 | $5,540-29.6% | $4,154-6.2% | $4,662-16.4% |
| Participant deferral / active EE | $6,405 | $4,991+28.3% | $4,170+53.6% | $6,690-4.3% |
| Admin fee / account holder | $1,444 | $9,882-85.4% | $7,668-81.2% | $13,400-89.2% |