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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,440 | $169,361-69.6% | $129,397-60.2% | $145,877-64.7% |
| Participation rate | 57.1% | 76.5%-19.3pp | 69.6%-12.5pp | 80.3%-23.2pp |
| Annual return | 16.48% | 14395.54%-14379.1pp | 9453.98%-9437.5pp | 551.28%-534.8pp |
| Employer contribution / active EE | $3,898 | $5,542-29.7% | $4,154-6.2% | $4,663-16.4% |
| Participant deferral / active EE | $6,405 | $4,987+28.4% | $4,167+53.7% | $6,691-4.3% |
| Admin fee / account holder | $1,444 | $9,903-85.4% | $7,679-81.2% | $13,402-89.2% |