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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,690 | $152,542-83.8% | $117,498-79.0% | $134,509-81.6% |
| Participation rate | 70.0% | 77.1%-7.1pp | 70.6%-0.6pp | 81.2%-11.2pp |
| Annual return | -20.55% | 53.02%-73.6pp | 29.75%-50.3pp | 418.13%-438.7pp |
| Employer contribution / active EE | $4,240 | $5,574-23.9% | $4,178+1.5% | $4,741-10.6% |
| Participant deferral / active EE | $7,489 | $4,819+55.4% | $4,071+84.0% | $6,400+17.0% |
| Admin fee / account holder | $545 | $7,006-92.2% | $5,646-90.3% | $11,427-95.2% |