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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,049 | $58,714-62.4% | $142,874-84.6% | $85,856-74.3% |
| Participation rate | 55.2% | 58.5%-3.3pp | 72.0%-16.8pp | 69.3%-14.1pp |
| Annual return | 17.02% | 27.73%-10.7pp | 5638.58%-5621.6pp | 318.58%-301.6pp |
| Employer contribution / active EE | $1,320 | $1,423-7.2% | $4,145-68.1% | $2,565-48.5% |
| Participant deferral / active EE | $1,831 | $2,608-29.8% | $3,838-52.3% | $3,952-53.7% |
| Admin fee / account holder | $382 | $4,241-91.0% | $6,561-94.2% | $6,261-93.9% |