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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,500 | $166,089-55.1% | $164,928-54.8% | $145,978-49.0% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.6%-8.6pp | 80.3%-10.3pp |
| Annual return | 11.32% | 100.26%-88.9pp | 70.08%-58.8pp | 550.52%-539.2pp |
| Employer contribution / active EE | $3,471 | $5,276-34.2% | $4,343-20.1% | $4,662-25.5% |
| Participant deferral / active EE | $4,825 | $6,961-30.7% | $6,034-20.0% | $6,690-27.9% |
| Admin fee / account holder | $1,299 | $16,641-92.2% | $12,684-89.8% | $13,400-90.3% |