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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,926 | $154,193-60.5% | $130,045-53.2% | $139,466-56.3% |
| Participation rate | 72.7% | 82.0%-9.2pp | 78.5%-5.8pp | 80.3%-7.6pp |
| Annual return | 16.23% | 32.51%-16.3pp | -137.30%+153.5pp | 373.66%-357.4pp |
| Employer contribution / active EE | $2,787 | $5,292-47.3% | $4,321-35.5% | $4,754-41.4% |
| Participant deferral / active EE | $4,029 | $6,709-39.9% | $5,820-30.8% | $6,712-40.0% |
| Admin fee / account holder | $836 | $13,989-94.0% | $10,600-92.1% | $11,409-92.7% |