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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,924 | $162,821-74.9% | $133,978-69.5% | $158,982-74.3% |
| Participation rate | 65.2% | 83.2%-18.0pp | 79.8%-14.6pp | 82.0%-16.7pp |
| Annual return | 15.06% | 41.95%-26.9pp | 45.10%-30.0pp | 302.99%-287.9pp |
| Employer contribution / active EE | $2,359 | $4,976-52.6% | $3,919-39.8% | $4,763-50.5% |
| Participant deferral / active EE | $3,598 | $5,910-39.1% | $5,047-28.7% | $5,983-39.9% |
| Admin fee / account holder | $0 | $11,742-100.0% | $8,930-100.0% | $11,252-100.0% |