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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,504 | $76,551+105.8% | $123,894+27.1% | $62,881+150.5% |
| Participation rate | 87.8% | 73.0%+14.9pp | 81.4%+6.4pp | 69.3%+18.5pp |
| Annual return | 4.96% | 18.68%-13.7pp | 47.52%-42.6pp | 20.14%-15.2pp |
| Employer contribution / active EE | $7,483 | $2,882+159.6% | $4,617+62.1% | $2,281+228.1% |
| Participant deferral / active EE | $7,112 | $4,840+46.9% | $5,984+18.8% | $3,203+122.0% |
| Admin fee / account holder | $6,050 | $4,826+25.4% | $8,357-27.6% | $4,296+40.8% |