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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,651 | $98,776+163.9% | $149,745+74.1% | $79,856+226.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 33.11% | 27.38%+5.7pp | 276.72%-243.6pp | 31.71%+1.4pp |
| Employer contribution / active EE | $6,626 | $3,217+105.9% | $4,646+42.6% | $2,471+168.1% |
| Participant deferral / active EE | $8,196 | $5,681+44.3% | $6,843+19.8% | $3,741+119.1% |
| Admin fee / account holder | $11,569 | $6,053+91.1% | $9,312+24.2% | $5,306+118.0% |