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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,958 | $84,499+144.9% | $125,391+65.0% | $66,949+209.1% |
| Participation rate | 79.8% | 76.4%+3.4pp | 82.4%-2.6pp | 69.8%+10.0pp |
| Annual return | -22.45% | -8.49%-14.0pp | 572.41%-594.9pp | 1.57%-24.0pp |
| Employer contribution / active EE | $5,635 | $3,554+58.6% | $4,816+17.0% | $2,545+121.4% |
| Participant deferral / active EE | $8,043 | $6,785+18.5% | $7,448+8.0% | $4,239+89.7% |
| Admin fee / account holder | $11,267 | $685+1544.6% | $10,009+12.6% | $594+1798.1% |