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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,468 | $99,644+98.2% | $86,438+128.5% | $134,532+46.8% |
| Participation rate | 95.7% | 82.1%+13.6pp | 80.3%+15.3pp | 81.2%+14.4pp |
| Annual return | -16.08% | 6787.26%-6803.3pp | 4397.19%-4413.3pp | 418.27%-434.3pp |
| Employer contribution / active EE | $0 | $4,402-100.0% | $3,769-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $12,832 | $7,247+77.1% | $6,952+84.6% | $6,401+100.5% |
| Admin fee / account holder | $60,227 | $8,375+619.2% | $6,733+794.5% | $11,429+427.0% |