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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,242 | $56,287+184.7% | $80,977+97.9% | $62,881+154.8% |
| Participation rate | 85.2% | 68.9%+16.2pp | 75.8%+9.4pp | 69.3%+15.9pp |
| Annual return | 7.95% | 22.13%-14.2pp | 17.11%-9.2pp | 20.14%-12.2pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $8,894 | $4,196+112.0% | $5,696+56.1% | $3,203+177.7% |
| Admin fee / account holder | $5,592 | $3,742+49.4% | $5,517+1.4% | $4,296+30.2% |