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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,223 | $105,856+51.4% | $90,161+77.7% | $147,586+8.6% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 11.69% | 37.63%-25.9pp | 34.89%-23.2pp | 578.59%-566.9pp |
| Employer contribution / active EE | $1,317 | $4,126-68.1% | $3,318-60.3% | $4,876-73.0% |
| Participant deferral / active EE | $11,495 | $5,733+100.5% | $5,287+117.4% | $5,439+111.4% |
| Admin fee / account holder | $793 | $8,046-90.1% | $5,943-86.6% | $10,886-92.7% |