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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,251 | $99,668+217.3% | $86,451+265.8% | $134,545+135.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.77% | 6789.61%-6801.4pp | 4398.51%-4410.3pp | 418.37%-430.1pp |
| Employer contribution / active EE | $1,642 | $4,403-62.7% | $3,770-56.4% | $4,742-65.4% |
| Participant deferral / active EE | $15,291 | $7,249+110.9% | $6,953+119.9% | $6,401+138.9% |
| Admin fee / account holder | $1,987 | $8,377-76.3% | $6,734-70.5% | $11,431-82.6% |