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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,152 | $97,020+73.3% | $83,327+101.8% | $135,380+24.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -3.29% | 12.31%-15.6pp | 10.64%-13.9pp | 519.81%-523.1pp |
| Employer contribution / active EE | $1,671 | $4,144-59.7% | $3,379-50.6% | $4,779-65.0% |
| Participant deferral / active EE | $13,730 | $5,964+130.2% | $5,565+146.7% | $5,609+144.8% |
| Admin fee / account holder | $1,000 | $8,426-88.1% | $7,540-86.7% | $10,828-90.8% |