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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,607 | $93,589-38.4% | $135,942-57.6% | $75,181-23.4% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 20.76% | 30.90%-10.1pp | 68.28%-47.5pp | 160.69%-139.9pp |
| Employer contribution / active EE | $3,024 | $3,537-14.5% | $4,858-37.7% | $2,671+13.2% |
| Participant deferral / active EE | $6,159 | $6,405-3.8% | $7,759-20.6% | $4,126+49.3% |
| Admin fee / account holder | $1,129 | $6,977-83.8% | $10,764-89.5% | $5,650-80.0% |