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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,942 | $157,296-66.3% | $141,191-62.5% | $152,897-65.4% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 24.72% | 64.34%-39.6pp | 71.41%-46.7pp | 345.43%-320.7pp |
| Employer contribution / active EE | $2,330 | $5,262-55.7% | $4,736-50.8% | $4,764-51.1% |
| Participant deferral / active EE | $3,776 | $7,111-46.9% | $6,710-43.7% | $5,851-35.5% |
| Admin fee / account holder | $545 | $12,125-95.5% | $10,264-94.7% | $11,599-95.3% |