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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,156 | $82,674-40.5% | $125,381-60.8% | $68,486-28.2% |
| Participation rate | 84.6% | 75.1%+9.6pp | 82.4%+2.2pp | 67.9%+16.7pp |
| Annual return | -21.75% | -5.97%-15.8pp | 572.31%-594.1pp | -7.85%-13.9pp |
| Employer contribution / active EE | $3,203 | $3,382-5.3% | $4,815-33.5% | $2,597+23.4% |
| Participant deferral / active EE | $6,222 | $6,111+1.8% | $7,448-16.5% | $4,028+54.5% |
| Admin fee / account holder | $1,931 | $6,277-69.2% | $10,007-80.7% | $5,404-64.3% |