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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,511 | $168,635-41.0% | $147,617-32.6% | $125,389-20.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.10% | 77.65%-77.8pp | 61.98%-62.1pp | 282.24%-282.3pp |
| Employer contribution / active EE | $2,978 | $6,252-52.4% | $5,564-46.5% | $4,866-38.8% |
| Participant deferral / active EE | $6,055 | $5,507+10.0% | $4,895+23.7% | $5,352+13.2% |
| Admin fee / account holder | $4,917 | $13,580-63.8% | $11,612-57.7% | $9,541-48.5% |