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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,505 | $217,432-12.8% | $185,851+2.0% | $167,553+13.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.15% | 148.43%-137.3pp | 122.11%-111.0pp | 478.89%-467.7pp |
| Employer contribution / active EE | $3,176 | $5,874-45.9% | $5,168-38.5% | $4,840-34.4% |
| Participant deferral / active EE | $8,641 | $6,357+35.9% | $5,569+55.2% | $6,343+36.2% |
| Admin fee / account holder | $11,572 | $19,820-41.6% | $16,245-28.8% | $12,316-6.0% |