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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,341 | $175,259+8.6% | $149,723+27.1% | $139,487+36.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.22% | 166.82%-152.6pp | 134.50%-120.3pp | 373.84%-359.6pp |
| Employer contribution / active EE | $3,245 | $5,478-40.8% | $4,821-32.7% | $4,755-31.8% |
| Participant deferral / active EE | $9,710 | $6,522+48.9% | $5,682+70.9% | $6,713+44.7% |
| Admin fee / account holder | $3,124 | $16,158-80.7% | $13,215-76.4% | $11,407-72.6% |