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| Provider | Service type | Compensation |
|---|---|---|
VCA BENEFITS LLC1 year Service code 27 · EIN 83-3347118 | Advisory (Plan) | $101,760 |
Service code 49 · EIN 04-1590850 | Other Services | $86,964 |
Filed as: MML INVESTORS SERVICES INC Service code 53 · EIN 04-2746212 | Insurance Commissions | $44,652 |
MICHAEL ROSEN & COMPANY4 years Service code 10 · EIN 23-2808145 | Accounting | $11,250 |
LINCOLN NATIONAL CORPORATION6+ years Service code 13 · EIN 35-0472300 | Contract Administrator | $7,450 |
AB FUNDS1 year Service code 52 · EIN 13-4071393 | Indirect Investment Fees | $0 |
AMERICAN FUNDS1 year Service code 52 · EIN 95-2817150 | Indirect Investment Fees | $0 |
BLACKROCK1 year Service code 52 · EIN 04-6171663 | Indirect Investment Fees | $0 |
Service code 28 · EIN 61-1732930 | Investment Management | $0 |
Filed as: FIDELITY ADVISOR Service code 52 · EIN 04-3022712 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,917 | $70,917+46.5% | $98,920+5.1% | $73,497+41.4% |
| Participation rate | 88.4% | 73.8%+14.5pp | 76.0%+12.3pp | 70.7%+17.7pp |
| Annual return | 9.70% | 34.18%-24.5pp | 196.47%-186.8pp | 28.51%-18.8pp |
| Employer contribution / active EE | $1,475 | $2,037-27.6% | $2,689-45.1% | $2,270-35.0% |
| Participant deferral / active EE | $5,101 | $3,501+45.7% | $4,245+20.2% | $3,740+36.4% |
| Admin fee / account holder | $956 | $535+78.7% | $6,643-85.6% | $513+86.3% |