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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,072 | $72,639+48.8% | $90,766+19.1% | $66,949+61.4% |
| Participation rate | 94.6% | 73.7%+20.9pp | 75.7%+18.9pp | 69.8%+24.8pp |
| Annual return | -13.16% | -12.28%-0.9pp | -12.16%-1.0pp | 1.57%-14.7pp |
| Employer contribution / active EE | $1,938 | $2,369-18.2% | $2,922-33.7% | $2,545-23.9% |
| Participant deferral / active EE | $6,888 | $3,979+73.1% | $4,565+50.9% | $4,239+62.5% |
| Admin fee / account holder | $619 | $708-12.6% | $8,446-92.7% | $594+4.2% |