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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,011 | $81,476+140.6% | $102,383+91.4% | $80,925+142.2% |
| Participation rate | 75.8% | 66.8%+8.9pp | 74.5%+1.2pp | 67.7%+8.1pp |
| Annual return | 10.40% | 25.59%-15.2pp | 24.94%-14.5pp | 35.65%-25.2pp |
| Employer contribution / active EE | $7,957 | $3,105+156.3% | $3,870+105.6% | $2,756+188.7% |
| Participant deferral / active EE | $7,641 | $3,871+97.4% | $5,060+51.0% | $4,299+77.8% |
| Admin fee / account holder | $29,571 | $6,717+340.2% | $8,391+252.4% | $6,940+326.1% |