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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,554 | $57,352+61.4% | $83,830+10.4% | $64,173+44.2% |
| Participation rate | 59.1% | 68.6%-9.5pp | 76.1%-17.1pp | 69.6%-10.5pp |
| Annual return | -4.04% | 11.38%-15.4pp | 850.97%-855.0pp | 7.63%-11.7pp |
| Employer contribution / active EE | $2,481 | $2,546-2.5% | $3,631-31.7% | $2,381+4.2% |
| Participant deferral / active EE | $5,534 | $2,993+84.9% | $4,082+35.6% | $3,470+59.5% |
| Admin fee / account holder | $889 | $4,046-78.0% | $5,479-83.8% | $4,887-81.8% |