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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,709 | $142,361+168.8% | $119,608+220.0% | $134,509+184.5% |
| Participation rate | 85.0% | 82.8%+2.2pp | 79.3%+5.7pp | 81.2%+3.8pp |
| Annual return | -11.70% | -12.46%+0.8pp | -14.98%+3.3pp | 418.13%-429.8pp |
| Employer contribution / active EE | $4,477 | $5,224-14.3% | $4,232+5.8% | $4,741-5.6% |
| Participant deferral / active EE | $13,131 | $6,468+103.0% | $5,601+134.4% | $6,400+105.2% |
| Admin fee / account holder | $17,697 | $13,588+30.2% | $10,326+71.4% | $11,427+54.9% |