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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,866 | $152,592+111.6% | $125,180+157.9% | $152,885+111.2% |
| Participation rate | 89.5% | 83.3%+6.1pp | 79.8%+9.7pp | 82.5%+7.0pp |
| Annual return | 20.12% | 54.84%-34.7pp | 43.79%-23.7pp | 345.39%-325.3pp |
| Employer contribution / active EE | $4,101 | $4,947-17.1% | $3,866+6.1% | $4,763-13.9% |
| Participant deferral / active EE | $12,621 | $5,868+115.1% | $4,937+155.6% | $5,851+115.7% |
| Admin fee / account holder | $1,727 | $13,435-87.1% | $9,703-82.2% | $11,598-85.1% |