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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,667 | $144,130+111.4% | $117,861+158.5% | $147,586+106.4% |
| Participation rate | 88.9% | 83.4%+5.5pp | 79.7%+9.2pp | 82.8%+6.1pp |
| Annual return | 12.55% | 531.20%-518.7pp | 335.11%-322.6pp | 578.59%-566.0pp |
| Employer contribution / active EE | $3,626 | $4,897-26.0% | $3,786-4.2% | $4,876-25.6% |
| Participant deferral / active EE | $10,547 | $5,316+98.4% | $4,482+135.3% | $5,439+93.9% |
| Admin fee / account holder | $34,499 | $10,887+216.9% | $8,021+330.1% | $10,886+216.9% |