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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,281 | $118,708+6.4% | $98,920+27.7% | $158,966-20.6% |
| Participation rate | 77.8% | 77.8%0pp | 76.0%+1.7pp | 82.0%-4.2pp |
| Annual return | 27.77% | 372.49%-344.7pp | 196.47%-168.7pp | 302.95%-275.2pp |
| Employer contribution / active EE | $681 | $3,334-79.6% | $2,689-74.7% | $4,762-85.7% |
| Participant deferral / active EE | $5,363 | $5,089+5.4% | $4,245+26.3% | $5,983-10.4% |
| Admin fee / account holder | $533 | $10,134-94.7% | $6,643-92.0% | $11,250-95.3% |