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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,886 | $99,032-39.5% | $80,022-25.2% | $135,380-55.8% |
| Participation rate | 73.9% | 78.4%-4.4pp | 75.8%-1.9pp | 82.6%-8.7pp |
| Annual return | -10.68% | 15.39%-26.1pp | 11.22%-21.9pp | 519.81%-530.5pp |
| Employer contribution / active EE | $664 | $3,043-78.2% | $2,468-73.1% | $4,779-86.1% |
| Participant deferral / active EE | $5,405 | $4,282+26.2% | $3,686+46.6% | $5,609-3.6% |
| Admin fee / account holder | $693 | $10,436-93.4% | $6,521-89.4% | $10,828-93.6% |