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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,180 | $116,203-23.3% | $93,621-4.7% | $152,897-41.7% |
| Participation rate | 82.4% | 78.1%+4.3pp | 75.8%+6.5pp | 82.5%-0.1pp |
| Annual return | 21.91% | 35.96%-14.1pp | 32.76%-10.9pp | 345.43%-323.5pp |
| Employer contribution / active EE | $700 | $3,219-78.3% | $2,719-74.3% | $4,764-85.3% |
| Participant deferral / active EE | $6,091 | $4,605+32.3% | $4,070+49.7% | $5,851+4.1% |
| Admin fee / account holder | $9,934 | $10,751-7.6% | $7,890+25.9% | $11,599-14.4% |